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News & Updates

Small Business Loans Available!

Need a new business loan for inventory, equipment, marketing, etc.? We have the loan you need.

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Who We Are

Fully committed to being the link that connects business, community and you.

VestedIn continues to build on its foundation by creating opportunities that help entrepreneurs, families, and communities move forward. Our work is about more than providing capital — it is about strengthening small businesses, building financial confidence, and opening doors to long-term economic opportunity.
A community lender offering loans, grants, technical services, and other programs to support, enhance, and grow your business.
A bridge standing in the gap between generational poverty and wealth disparity.
Working together to strengthen the foundation of our community.

We believe in reciprocal relationships. When you serve your community, it will serve you back.

VestedIn serves as an economic engine for small businesses, entrepreneurs, and communities by providing capital, facilitating financial literacy, and long-term wealth creation. The organization has grown over nearly 30 years from a local financial resource into a regional force for Pennsylvania, New Jersey, and Delaware. Our purpose remains centered on supporting the people and businesses that drive community growth.
Testimonial
Jim Burnett
Jim Burnett

“VestedIn continues to build on its foundation by expanding access to capital, strengthening small businesses, and creating pathways toward long-term economic opportunity. Since 1996, our organization has grown beyond West Philadelphia, expanding its reach across Pennsylvania, New Jersey, and Delaware. While our service area has evolved, our commitment to West Philadelphia remains at the center of who we are. Looking ahead, VestedIn remains focused on empowering entrepreneurs, supporting community wealth-building, and creating sustainable economic growth for the people and businesses we serve.”

Our Services

Championing growth through our services.

Business Lending
Technical Assistance
Business Support
WesGold Fellows
B-Smart
Grants

Business.

VestedIn is a CDFI (Community Development Financial Institution) lender that provides loans of up to $100,000 to businesses and entrepreneurs in Philadelphia as well as six other counties within Pennsylvania, New Jersey and Delaware for the purposes of business expansion, equipment purchases, inventory and to support overall business growth.

Is your business as fiscally healthy as it can be?

VestedIn believes in equipping entrepreneurs and business owners with the skills and tools necessary to run a successful small business. Every client receives a minimum of 1.5 hours of free technical assistance, as well as post-financing technical assistance. We are here to strategize with you, answer your questions and assist you in taking your business where you dreamed it would be.

The Facts

Since our inception, VestedIn has provided:

$ 5500000
Direct Financing
Leading to an increase of sale, and customer satisfaction.
$ 70000000
Leverage Capital
Through VestedIn financial partners.
1600 +
Jobs Created
Relating to finance and economic development.

Community.

WesGold Fellows

WesGold Fellows is a comprehensive youth development program for underrepresented, underserved students between the ages of 14 and 21. VestedIn provides a paid personal and professional development opportunity for high school and college youth focused on financial literacy, real estate, and entrepreneurship.

B-Smart

(B-Smart) is an entrepreneurship program created in partnership with Drexel University and the West Philadelphia Corridor Collaborative. The program takes local entrepreneurs and early-stage companies through an intensive 10-week training on core business topics such as marketing and operations, technology for small businesses, business planning, and finance and capital.

GET TO KNOW OUR

Partners

You.

Community begins with the individual staring back at you when you gaze at the mirror. Each of us is a small fragment of something larger, that holds each of us and shapes us. Community is the foundation and each of us is a cornerstone. When a community understands who they are and what they care about, a power begins to bloom that no one can uproot.
The power that makes our community unique and strong comes from within. Whether it’s educating and empowering the youngest members of the community or providing pre/post financing technical assistance and the funds for the businesses within the community, VestedIn is a hands-on organization that is devoted to ensuring the stones thrown in our community have the greatest ripple effect possible.
More than just a lender, VestedIn is a community partner ready to work with you!